Katie is 15. She likes going out with her mates and is a keen cyclist.
Her parents give her a small allowance in return for doing chores such as mowing the lawn and washing the car, but she is always wishing she had a bit more money to spend when she goes out – and cycling gear can be expensive.
She’s about to turn 16 so her Dad suggested that she should get a Saturday job to earn extra cash. Katie applied for a job at a local shop and has just received a letter saying she’s got it! The letter says she’ll need to bring her bank details with her on her first day, but there’s one problem – she doesn’t have a bank account.
Katie doesn’t know much about banking and has a few questions – can you help her?